• Industrial and technical risksAccidents caused by interaction with machinery, equipment, and tools; exposure to electric current, explosion, fire; chemical poisoning; and accidents resulting from violations of safety procedures.
• Mechanical and vehicle-related risksAccidents involving bicycles, motorcycles, automobiles, mechanical vehicles, trains, aircraft, and watercraft, including overturning, collision, falling, or sinking.
• Natural risksEarthquake, snowstorm, dust storm, strong winds, floods, landslides, collapse, lightning, heavy rain, hail, forest fires, drowning, sinking in mud or marsh areas.
• Domestic/household risksFalling, slipping, road accidents, being hit by an object, being pinched or crushed, burns, or poisoning by toxic gases.
• External/intentional harm by othersInjuries caused by criminal acts such as being shot, stabbed, poisoned, beaten, or assaulted.
